Commercial Coverage for Your Business’ Best Interest
To keep your business thriving, it is important to ensure you are protected against looming threats that all businesses face. At Chauvin Agency, we try to match business owners and managers from potential losses that occur in the business world. Keep your business running smoothly with the right policy to cover everything you may face.
Protect Your Business From These Risks
- Business vehicle damage or destruction
- Liability exposure from the operation of business vehicles
- Destruction of office equipment or inventory
- Loss of income from temporary closings due to a covered loss
- Offenses resulting from business advertising
- Cargo risks from storage or transit
- Equipment theft or loss
- Crime coverage for robbery, burglary or employee theft
All commercial policies can be customized to the needs of yourself, your business, and your employees. Let us get you affordable commercial coverage.
Insurance for Contractors
Job sites are full of looming threats and anything could potentially go wrong at any moment. This is why it’s important as a contractor or general contractor that you have coverage for all your responsibilities. Comprehensive contractor liability insurance will give you peace of mind knowing that any damage, accidents or injuries incurred on your job site are covered!
Comprehensive Business Auto Coverage
You would never drive your own car without insurance and the same goes for company vehicles. It’s important to protect all commercial vehicles which will be used for business and by employees. Protect your commercial vehicles with the right insurance for your budget.
- Business-use automobiles
- Non-owned vehicles
- Rented vehicles
Workers’ Compensation and Excess Liability
Your employees are often the foundation and framework of your business, so it is important to protect them and yourself in the event of work-related injuries or death. The right workers’ compensation policy can ensure your company and all employees get the coverage and protection they need in the event of an accident.
Let us provide you with a coverage program to meet your needs and state law standards for compensation insurance.
- Benefits for employee descendants
- Work-related injuries
- Medical care
- Portion of lost wages
You can also purchase commercial excess liability insurance to get coverage for larger issues that may threaten business security. This umbrella policy extends basic coverage to ensure when a claim is made against you so that you have a larger safety net for when all your other business coverage has been exhausted.